The Great Mainframe Debate: Why Legacy Technology Refuses to Die
The biggest surprise in banking technology isn’t the rise of AI or the shift to the cloud. It’s the remarkable…
Banking Infrastructure
In-depth analysis of the technology platforms powering modern banking. Coverage includes core banking modernization, open banking APIs, cloud infrastructure, banking-as-a-service platforms, and the architectural shifts reshaping financial institutions.
The End of T+1? Why Investment Banks Are Preparing for Real-Time Settlement
When the United States moved to T+1 settlement in 2024, the industry treated it as one of the most significant…
Tokenisation Is Reshaping Wealth Management. Are Banks Ready for the Shift?
For years, tokenisation was viewed as a niche blockchain concept closely associated with cryptocurrencies. Today, it is rapidly becoming one…
Banking Buyers Are Starting To Favour Platform Consolidation Over Best-Of-Breed
For years, banks pursued a best-of-breed technology strategy, assembling specialised vendors across payments, onboarding, fraud detection, lending, compliance, analytics, customer…
The Next Banking Crisis Could Be Operational, Not Financial
The last major banking crises were primarily driven by credit exposure, liquidity failures, and balance-sheet instability. The next one may…
Banks Are Spending Billions Modernising Front Ends While Middle Offices Still Run On Spreadsheets
Banks have spent the better part of a decade transforming customer-facing technology. Mobile apps have become faster, onboarding journeys smoother,…
The Real-Time Bank Creates a Real-Time Operations Crisis
Banking has entered the real-time era. Payments move instantly, fraud checks happen in milliseconds, customers expect 24/7 access, and regulators…
Banks Spent Billions Digitising Front Ends. Now They Have To Rebuild The Middle Office
For more than a decade, banks focused aggressively on customer-facing transformation. Mobile apps, digital onboarding, instant payments, AI chatbots and…
The $100 Billion Reconciliation Problem Banks Still Haven’t Solved
Banking has become faster at the front end, but much of the industry still depends on slow, fragmented and often…
The Bank Testing Lab Is Becoming an AI-Control Room
For years, banking testing environments were treated as a back-office necessity. Slow, expensive, heavily manual, and often disconnected from the…