India Is Digitising Payments Without Abandoning Cash
India’s payments transformation is creating an unusual financial landscape in which digital transactions are expanding at extraordinary speed while physical…
Payments
Payments technology continues to evolve as financial institutions, fintechs, and technology providers develop faster, more secure, and more convenient ways to move money. This category covers developments in digital payments, real-time payment systems, card networks, digital wallets, central bank digital currencies (CBDCs), and the broader digital money ecosystem. Finnoex provides insights into global payment infrastructure, cross-border payment innovation, open banking payments, and the technologies shaping the future of financial transactions.
EDITOR’S PICK
The Global Payments Race: Why Banks Are Fighting to Own the Transaction Layer
Payments have quietly become one of the most strategic battlegrounds in global banking. While lending and traditional banking products continue to face margin pressure, payments infrastructure is emerging as one of the fastest-growing and most profitable segments of financial services.
Tokenisation May Be Coming to Banking Without Customers Ever Seeing It
The banking industry’s experiments with tokenised money are beginning to move beyond the question of whether blockchain can process a…
AI Could Turn Every Payment Into a Competitive Market
Much of the discussion around artificial intelligence and payments has focused on what happens when AI agents are allowed to…
Apple Pay Enters India, but India Has Already Reinvented Digital Payments
India is one of the world’s largest and most advanced digital payments markets, where paying by phone has become routine…
Financial Inclusion Is Creating a New Security Challenge for Digital Payments
Digital payments are removing many of the physical barriers that once prevented millions of people from accessing formal financial services,…
PhonePe Takes First International Step With UAE Regulatory Approval
PhonePe is preparing to establish its first international operating footprint in the UAE after receiving in-principle regulatory approval for two…
Eurosystem Launches Pontes to Bring Central Bank Money Into Tokenised Finance
Europe’s transition towards tokenised financial markets is moving beyond experimentation and into infrastructure. The launch of Pontes gives banks and…
Bank Pekao Taps NCR Atleos to Modernize Card Payments Infrastructure
As banks invest heavily in new digital payment experiences, the infrastructure processing those transactions is also being forced to evolve.…
The Most Valuable Place in Payments May No Longer Be the Wallet
The battle to control payments may be moving to a place consumers never see. As AI agents begin searching, comparing…
Thunes Expands Cross-Border Payout Network Across Six Middle East Markets
Cross-border payment infrastructure in the Middle East is becoming increasingly important as banks, fintechs and payment providers look for faster…