The Next Evolution of SME Lending Is Detecting Financial Stress Before Default
A small business rarely becomes financially distressed overnight. Revenue may begin to fluctuate, customers take longer to settle invoices, supplier…
Digital Lending
Explore the latest news, insights, and technology shaping the future of digital lending in banking and financial services. This section covers innovations in loan origination platforms, AI-driven credit scoring, automated underwriting, and digital loan approvals used by banks and fintech companies worldwide. From instant consumer loans and SME financing to embedded lending and alternative credit models, discover how financial institutions are using data, automation, and advanced analytics to deliver faster, more accessible credit in the digital economy.
EDITOR’S PICK
How Nubank Built One of the World’s Largest Digital Lending Platforms
Digital lending has become one of the defining innovations of modern banking, enabling financial institutions to approve and disburse credit at unprecedented speed and scale.
When Fake Loan Apps Look Real: Digital Lending’s Growing Trust Problem
Borrowing money once came with physical signals of legitimacy. There was a bank branch, paperwork carrying an institution’s name, an…
The AI Boom Is Creating a New Kind of Credit Concentration
The extraordinary investment required to build the infrastructure behind artificial intelligence is increasingly becoming a credit story. Data centres, power…
Abhi and NymCard Partner to Streamline SME Credit for UAE Financial Institutions
Abhi and NymCard have formed a strategic partnership aimed at helping banks and licensed financial institutions in the UAE build…
GO Telecom Enters Saudi Arabia’s Digital Lending Market with Temenos Banking Platform
Saudi Arabia’s financial services landscape continues to evolve as organisations outside traditional banking look to capture opportunities in digital finance.…
SG Finserve Partners with BharatPe Money to Deliver Digital Merchant Credit
Access to working capital remains one of the biggest obstacles facing India’s small business sector, despite rapid growth in digital…
FCA Brings Buy Now Pay Later Under Formal Regulation to Shield Shoppers
The UK’s decision to bring Buy Now Pay Later (BNPL) providers under full Financial Conduct Authority (FCA) regulation marks one…
Atom Bank Partners with Flowable to Build AI-Ready Commercial Lending Engine
Commercial lending remains one of banking’s most manual and operationally intensive businesses. As institutions look to scale without adding layers…
Idrissa Nassa’s Coris Holding Secures Huge BIDC Credit Line for SME Lending
West Africa’s small businesses are attracting growing attention from development finance institutions as lenders seek more effective channels to stimulate…
FCA Proposes Mortgage Market Reforms to Widen Buyer Affordability
For years, mortgage affordability assessments have relied heavily on rigid credit scoring models and standardised income verification processes. While effective…