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Digital Lending

Explore the latest news, insights, and technology shaping the future of digital lending in banking and financial services. This section covers innovations in loan origination platforms, AI-driven credit scoring, automated underwriting, and digital loan approvals used by banks and fintech companies worldwide. From instant consumer loans and SME financing to embedded lending and alternative credit models, discover how financial institutions are using data, automation, and advanced analytics to deliver faster, more accessible credit in the digital economy.

EDITOR’S PICK

How Nubank Built One of the World’s Largest Digital Lending Platforms

Digital lending has become one of the defining innovations of modern banking, enabling financial institutions to approve and disburse credit at unprecedented speed and scale.

GO Telecom Enters Saudi Arabia’s Digital Lending Market with Temenos Banking Platform
Digital Lending

GO Telecom Enters Saudi Arabia’s Digital Lending Market with Temenos Banking Platform

Saudi Arabia’s financial services landscape continues to evolve as organisations outside traditional banking look to capture opportunities in digital finance.…

August 7, 2026August 7, 2026 • Finnoex Editorial Team
SG Finserve Partners with BharatPe Money to Deliver Digital Merchant Credit
Digital Lending

SG Finserve Partners with BharatPe Money to Deliver Digital Merchant Credit

Access to working capital remains one of the biggest obstacles facing India’s small business sector, despite rapid growth in digital…

July 20, 2026July 20, 2026 • Adeola Jacob-Osagie
FCA Brings Buy Now Pay Later Under Formal Regulation to Shield Shoppers
Digital Lending

FCA Brings Buy Now Pay Later Under Formal Regulation to Shield Shoppers

The UK’s decision to bring Buy Now Pay Later (BNPL) providers under full Financial Conduct Authority (FCA) regulation marks one…

July 15, 2026July 15, 2026 • Adeola Jacob-Osagie
Atom Bank Partners with Flowable to Build AI-Ready Commercial Lending Engine
Digital Lending

Atom Bank Partners with Flowable to Build AI-Ready Commercial Lending Engine

Commercial lending remains one of banking’s most manual and operationally intensive businesses. As institutions look to scale without adding layers…

June 22, 2026June 22, 2026 • Adeola Jacob-Osagie
Idrissa Nassa’s Coris Holding Secures Huge BIDC Credit Line for SME Lending
Digital Lending

Idrissa Nassa’s Coris Holding Secures Huge BIDC Credit Line for SME Lending

West Africa’s small businesses are attracting growing attention from development finance institutions as lenders seek more effective channels to stimulate…

June 18, 2026June 18, 2026 • Adeola Jacob-Osagie
FCA Proposes Mortgage Market Reforms to Widen Buyer Affordability
Digital Lending

FCA Proposes Mortgage Market Reforms to Widen Buyer Affordability

For years, mortgage affordability assessments have relied heavily on rigid credit scoring models and standardised income verification processes. While effective…

June 9, 2026June 9, 2026 • Adeola Jacob-Osagie
Meilleurtaux Launches First Mortgage Lending App on ChatGPT in France
Digital Lending

Meilleurtaux Launches First Mortgage Lending App on ChatGPT in France

Meilleurtaux’s launch of a mortgage lending application within ChatGPT highlights how financial institutions are beginning to embed products directly into…

May 29, 2026May 29, 2026 • Adeola Jacob-Osagie
Payment Assist Crosses £1 Billion in Transactions as UK Vehicle Repair Financing Demand Grows
Digital Lending

Payment Assist Crosses £1 Billion in Transactions as UK Vehicle Repair Financing Demand Grows

UK-based automotive finance provider Payment Assist has surpassed £1 billion in customer transactions since launching in 2013, highlighting growing consumer…

May 23, 2026May 23, 2026 • Finnoex Editorial Team
Pohon Dana Selects Oradian Core Banking Platform for MSME Lending
Digital Lending

Pohon Dana Selects Oradian Core Banking Platform for MSME Lending

Indonesia’s digital lending market is entering a more disciplined growth phase, where lenders are no longer focused solely on loan…

May 22, 2026May 22, 2026 • Adeola Jacob-Osagie
NORD/LB Expands Finastra Partnership to Modernise Corporate Lending Operations
Digital Lending

NORD/LB Expands Finastra Partnership to Modernise Corporate Lending Operations

Corporate lending remains one of the most operationally complex areas inside banking, with many institutions still relying on fragmented systems,…

May 20, 2026May 20, 2026 • Finnoex Editorial Team

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Insights

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Banks Have More Loyalty Programmes Than Ever. Customers Have Never Been Easier to Lose
A Failure of Trust: Could Financial Crime Trigger the Next Financial Crisis?
A Failure of Trust: Could Financial Crime Trigger the Next Financial Crisis?
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DBS and Stripe Target Agentic Commerce and Cross-Border Payments Across Asia
DBS and Stripe Target Agentic Commerce and Cross-Border Payments Across Asia
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