India Is Digitising Payments Without Abandoning Cash
India’s payments transformation is creating an unusual financial landscape in which digital transactions are expanding at extraordinary speed while physical…
Tag: Asia-Pacific
Tokenisation May Be Coming to Banking Without Customers Ever Seeing It
The banking industry’s experiments with tokenised money are beginning to move beyond the question of whether blockchain can process a…
Apple Pay Enters India, but India Has Already Reinvented Digital Payments
India is one of the world’s largest and most advanced digital payments markets, where paying by phone has become routine…
Banking’s AI Experiment Is Entering Its Regulatory Accountability Phase
Artificial intelligence is becoming harder for banks to contain within the boundaries of a technology programme. As AI moves deeper…
Digital Banking’s Next Contest May Be About Distribution, Not Branches
The first generation of digital banking was largely defined by removing the branch from the customer experience. The next phase…
PhonePe Takes First International Step With UAE Regulatory Approval
PhonePe is preparing to establish its first international operating footprint in the UAE after receiving in-principle regulatory approval for two…
India Tests Real-Time Fraud Intelligence Network Across Eight Banks
India’s proposed Digital Payment Intelligence Corporation is moving from concept to live testing, with eight banks now participating in a…
DBS and Citi Complete Weekend USD Payment Using Tokenised Deposits
A USD payment moving from Singapore to the United States on a Saturday would ordinarily encounter the familiar boundaries of…
Hong Kong AI Sandbox Tests 24/7 Bank Liquidity Management With Ant International
Liquidity management was built around banking cycles that increasingly bear little resemblance to the way digital money moves. Customers transact…
DBS and Stripe Target Agentic Commerce and Cross-Border Payments Across Asia
DBS and Stripe are bringing two increasingly connected parts of Asia’s digital economy under one partnership: the infrastructure businesses need…