Access to short-term liquidity remains a recurring challenge for property investors and landlords managing rental income cycles and refinancing timelines. Fintech platforms focused on property finance are increasingly integrating alternative funding tools to help landlords maintain cash flow while navigating renovations, compliance upgrades, and refinancing processes.
Brickflow has officially announced a strategic partnership with Factored. This collaboration brings the leading rent advance specialist in the United Kingdom onto the growing digital platform of Brickflow. The move is specifically designed to provide brokers and landlords with streamlined access to 24-hour liquidity. Factored partners with a specialised list of professional partners whose services are showcased to borrowers seeking innovative funding solutions. This partnership reflects Brickflow’s continued commitment to expanding the tools available to its users. It ensures that the platform evolves in direct response to the shifting needs of the modern property finance market.
Factored provides a unique cash flow tool intended to complement traditional property finance rather than replace it. The firm specialises in smaller ticket sizes of up to 50,000 pounds. These advances sit alongside the much larger loan options already available through the Brickflow ecosystem. This type of funding is primarily designed for landlords who receive monthly rental income but require immediate access to those funds. Such a cash advance can be utilised for a variety of critical business purposes. These include property refurbishments, business growth initiatives, and necessary upgrades to energy performance certificates. It also serves as a vital tool for maintaining healthy cash flow during the often lengthy refinancing process.
The product works particularly well as a bridge when landlords are waiting for a refinance to complete and require short-term liquidity. Factored is known for advancing funds within a 24-hour window. The product is structured with a single transparent fee based on the total advance amount. This approach keeps the financial process simple and easy for property professionals to understand. Having traded for just over three years, Factored operates exclusively within the United Kingdom. The company also offers commission structures to introducing brokers who refer clients to the service. This alignment supports Brickflow’s broader mission to introduce innovative and responsive funding solutions to its growing network of users.
Frazer Campbell, the Chief Revenue Officer of Brickflow, says the firm is committed to building out comprehensive tools for brokers and borrowers. He notes that Factored introduces an innovative offering that can be particularly useful for landlords managing complex cash flow requirements. Ben Schuldenfrei, Co-Founder of Factored, expressed excitement about partnering with a company whose presence in the UK market continues to expand. The goal of the collaboration is to provide fast and simple access to capital that helps property professionals keep their projects moving without unnecessary delays. This milestone confirms the trend of traditional property lending platforms integrating niche financial products to offer a more holistic wealth management experience. As the UK property market faces increasing regulatory and economic pressures, demand for flexible, rapid liquidity tools is expected to rise among professional landlords.
Key takeaways
- Brickflow has partnered with UK rent advance provider Factored to expand funding options for landlords
- The partnership enables fast access to rental income advances within 24 hours
- Factored offers advances of up to £50,000 designed to support short-term cash flow needs
- The funding tool complements traditional property finance available through the Brickflow platform
- Landlords can use the funds for property refurbishments, energy efficiency upgrades, or business expenses
- The service also supports brokers through referral commission structures
- Reflects a broader trend of property finance platforms integrating alternative liquidity solutions for landlords
Photo by chris robert on Unsplash
