United Roosevelt Savings Bank (URSB) has selected COCC as its new core banking technology partner as the community bank looks to modernise its technology infrastructure and support future digital growth. The move will provide the New Jersey-based institution with a modern, API-driven core banking platform designed to improve operational efficiency, strengthen data accessibility and enable greater integration with digital banking services.
United Roosevelt Savings Bank, a $384 million-asset institution headquartered in Carteret, New Jersey, said the decision forms part of its long-term strategy to strengthen its technology foundation while maintaining the relationship-focused banking model it has built over the years.
The bank selected COCC following an evaluation of technology partners, seeking a platform capable of supporting continued growth, digital transformation and changing customer expectations without disrupting day-to-day operations.
COCC’s API-first core banking platform will provide URSB with an integration-ready architecture that supports digital channels, fintech partnerships and evolving business requirements. The platform is designed to allow the bank to modernise at its own pace while improving scalability and operational performance.
In addition to the technology platform, URSB cited COCC’s collaborative delivery model and ongoing client support as important factors in its decision, highlighting the provider’s emphasis on long-term partnerships and access to specialist expertise throughout implementation and beyond.
What it means
- Community banks continue to invest in modern core banking platforms to improve agility and support long-term digital transformation.
- API-driven core systems make it easier for banks to integrate fintech solutions and expand digital banking capabilities.
- Core modernisation is increasingly focused on gradual migration strategies that minimise operational disruption.
- Technology partnerships are becoming as important as the platform itself, with banks placing greater value on long-term support and implementation expertise.
- Modern core infrastructure provides a stronger foundation for future innovation, data-driven services and improved customer experiences.
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